Before you start looking for your perfect home, we can help with a mortgage prequalification.
Pink Home Loans can help you get pre-qualified and, on your way, to home ownership! Simply fill out our mortgage pre-qualification form securely on our website. With a pre-qualification letter in hand, you know that you will get approved for a mortgage before you even look at your first potential new home.
Some Realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need and can afford. It also makes the mortgage application process that much smoother.
Determine how your credit looks.
Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your "reliability" is known as your credit score and is one of the biggest factors in getting approved for a mortgage.
There are websites that allow you to quickly check your credit and credit score for free. Two of the favorites are:
www.freecreditreport.com
www.creditkarma.com
If you have a credit score below 640 consider delving deeper into your report to see what might be dropping your score and ensure it is reporting accurately. Stay current with all monthly payments and reduce where possible to boost your scores.
Before having your credit pulled by a lender, considering visiting www.optoutprescreen.com to get on the Do Not Call List so that you will not be overwhelmed with sales calls we call Trigger leads.
Talk to an expert at Pink Home Loans about your financial history, goals and the path to become a homeowner.
Pink Home Loans can help you get pre-qualified and, on your way, to home ownership! Simply fill out our mortgage pre-qualification form securely on our website. With a pre-qualification letter in hand, you know that you will get approved for a mortgage before you even look at your first potential new home.
Some Realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need and can afford. It also makes the mortgage application process that much smoother.
Determine how your credit looks.
Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your "reliability" is known as your credit score and is one of the biggest factors in getting approved for a mortgage.
There are websites that allow you to quickly check your credit and credit score for free. Two of the favorites are:
www.freecreditreport.com
www.creditkarma.com
If you have a credit score below 640 consider delving deeper into your report to see what might be dropping your score and ensure it is reporting accurately. Stay current with all monthly payments and reduce where possible to boost your scores.
Before having your credit pulled by a lender, considering visiting www.optoutprescreen.com to get on the Do Not Call List so that you will not be overwhelmed with sales calls we call Trigger leads.
Talk to an expert at Pink Home Loans about your financial history, goals and the path to become a homeowner.
